Diligence the way a bank does it — for the person actually paying.
Institutional collateral teams run this exact sequence before they lend against a property. PropertyShield runs it for the buyer.
Every document read, not skimmed
Sale deed, mother deed, EC, khata, mutation, approvals and NOCs are parsed field by field, then cross-checked against each other.
Chain of title reconstructed
We rebuild the ownership sequence from the deeds you hold and mark exactly where a link is missing or contradicts the previous transfer.
Encumbrance and charge review
Recorded mortgages, liens and charges within the EC window are listed, dated and matched to whoever claims the property is clean.
Litigation and dispute screening
Owner and property identifiers are screened against publicly available case data so a pending suit surfaces before your advance does.
Seller identity consistency
Names, spellings, ID numbers and signatures are compared across every page. Mismatches are the single most common early fraud signal.
Post-deal monitoring
Keep watching the property after you sign. Fresh charges, mutations and disputes are recorded quietly — you should hear about them first.
Document readiness check
Tick what the seller has actually handed you. No sign-up, no payment.
Thin file — do not pay any advance until these documents exist.
- · Registered sale deed (current owner)
- · Mother deed / earlier title deeds
- · Encumbrance certificate (last 13–30 years)
- · Khata / property tax receipts
- · Mutation record
- · Approved building plan / layout approval
- · RERA registration (if under construction)
- · Society or builder NOC
- · Seller identity proof
One number, and the evidence behind every point of it.
The Property Risk Score is deterministic — the same file always produces the same score, and every deduction cites the document and page that caused it.
Documents complete and internally consistent. Standard advocate closing checks only.
Specific gaps identified. We give you the exact questions to put to the seller in writing before any money moves.
Material risk found — a broken title link, an undisclosed charge, or an identity mismatch. Do not pay an advance on this file yet.
The cheapest moment to walk away is before the token amount.
The advance is the point of no return
Almost every buyer who loses money paid a token amount before anyone read the mother deed. A scan costs less than one day of a dispute.
Nobody is paid to tell you no
The agent earns on closing. The seller wants the closing. An automated, evidence-backed pass has no stake in your deal going through.
Missing pages are never random
The part of the encumbrance window that never reaches you is usually the part that would have changed your mind.
Registration does not mean clean
A registered sale deed proves a transfer happened. It does not prove the seller had the right to make it.
Four levels of certainty.
Every price below is the base price. Govt Taxes (18%) are added at checkout.
PropertyShield Scan
The fast pass. Upload what the seller has given you and find out what is missing.
- Document completeness check
- Key field extraction across every page
- Internal inconsistency flags
- Missing-document checklist
- Delivered same session
PropertyShield Full Report
The full evidence-backed file you would take to a lawyer, a bank or a family meeting.
- Everything in the Scan
- Chain-of-title reconstruction
- Encumbrance and charge review
- Litigation screening
- Seller identity consistency
- Deterministic 0–100 Property Risk Score
- Questions to ask the seller, in writing
- Downloadable PDF report
Advocate-Reviewed Shield Report
The full report, then an empanelled independent advocate reviews and signs off on the findings.
- Everything in the Full Report
- Review by an empanelled independent advocate
- Written opinion on the flagged items
- One consultation call
- Transaction-readiness gate before you release funds
PropertyShield Monitoring (first month)
Deals close in a day. Encumbrances get recorded for years.
- Monthly re-check of the property identifiers
- Alerts on newly recorded charges
- Fresh official record deep-links
- Cancel any time
PropertyShield Scan
PropertyShield Full Report
Advocate-Reviewed Shield Report
PropertyShield Monitoring (first month)
What buyers ask before they order.
What do I need to upload?
Whatever you have. A sale deed alone is enough to start — the report tells you which of the remaining documents matter most for this specific property.
Is this legal advice?
No. PropertyShield analyses documents and public data and explains what to verify. For a legal opinion, choose the advocate-reviewed package and an empanelled independent advocate reviews the file.
Do you hold my money?
Never. PropertyShield handles documents and data only. Your funds move directly between you, the seller and your bank.
How fast is it?
The Scan is generated in the same session. The Full Report is delivered within one business day. Advocate review adds two to three working days.
Which states are covered?
Document analysis works nationwide. Official record deep-links and record-specific checks are strongest in Delhi NCR, Uttar Pradesh, Karnataka and Maharashtra today, with more states added each month.
Informational, not legal advice.
PropertyShield analyses the documents you provide and publicly available records, and explains what to verify. It is not a title certificate, a valuation, an insurance product or legal advice, and it does not guarantee that a public record is complete or current. Where a legal opinion is needed, MyPropey routes the file to an empanelled independent advocate. MyPropey never holds or coordinates transaction funds.